Neither a borrower nor lender be

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There is one thing that I’ve noticed many times in my life. It goes like this: You do something really nice for a friend or family and that act of kindness causes conflict in the relationship.

Neither a borrower nor a lender be,

For loan oft loses both itself and friend,

And borrowing dulls the edge of husbandry.

Hamlet Act 1, scene 3

That’s the wise advice from a father to a son? It sounds like something a banker would tell his customers “Don’t lend your money to your family and friends, let them borrow from me while I go sit in my mansion and relax”

What’s wrong with the human species? Did our DNA get messed up along the way?

Let’s say a family is buying something big like a house. If their family and friends lent the money so that they can get a better interest rate and lose the expensive mortgage insurance, I would say that should be a good thing that would strengthen the relationship. But history explains that humans can make that a bad thing which destroys.

What causes this to happen? Was there a true bond before the transaction or did they just think there was?

I once lent my friend money for a motorcycle so he was able to buy a more reliable and safer machine. He showed up every payday like clockwork thrilled to pay a small portion back until it was paid in full. Something about our relationship made the great William Shakespeare dead wrong. Can true allies lend money and hours of time to friends and family and not live to regret it?

I sure hope the answer is “Yes”.

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